How It Works

You are pre-approved for a loan with one of the top Canadian Payday Loan lenders if you answer “yes” to the following questions:

  • Do you have a job or are you receiving EI/CPP/Private Disability Insurance/Workers Compensation payments?
  • If employed, have you been with your current employer for more than 2 months?
  • Do you have an active chequing account?
  • Do you get your income via direct deposit into your bank account?
  • Is your net income at least $1200 per month?
  • Do you have an active phone number that you can be reached at?


If you answer yes to the above questions, all you have to do is complete our online application form and you may qualify for up to $1,500 loan.

Our system will automatically redirect you to one of Canada's top lenders. There is no faxing required and bad credit should not a problem. Your application will be processed the same business day you apply for a loan. Once your loan is approved, the money will be deposited right into your bank account or send to you via Email Money Transfer within 1 hour.